Health Care Debaucle

This push for heath care reform that is in such a hurry doesn't make sense because the bill that is passed will not take effect until 2013. Obama wants it passed so he can move on to his next take over.

Health care accounts for 1/5 of the economy so it makes sense to pay attention to the economics of the claims. Obama wants to "save costs". however, if we study the Canadian or UK systems or ever the soviet union socialist systems some basic economic situations arrive.

There is always a cost to price. Why are the prices high and the offers low. One reason is that Competition has been restricted. That is the way of socialist government. They never look at the market, always for a government solution. Analysis of the Soviet Union economic systems show that planned economy always raises costs and cause disincentives for efficiencies in the system. What does this have to do with the US. and especially with health care. We are having issues because we interfere with the private market and competition. If we were to suddenly pass the lifting of the ban from crossing state lines the competition will increase. More products will be offered. Like Automotive insurance, higher premiums can be charged for pre-existing conditions. If we chose to not have a co-pay for wellness visits we should see a decrease in cost.

Another shot for competition is to start paying the health care outside employment. Then health care would be independent of employment and no issues with pre-existing conditions we often run into when we change jobs. We can buy health care insurance just like automotive insurance and get paid more reflective of the health care benefit.

Tort Reform is important for cost control and to eliminate the awful costs associated with lawsuits such as the lady who won a huge award for spilling hot coffee on her lap and didn't have a warning about the coffee being hot. Tort reform needs to be done but is a separate issue.

So what proposals does this conservative bring to the table.

1: Remove all restrictions on health care companies over state lines.

2: Remove restrictions to people purchasing own insurance. Encourage this behavior rather then provided by companies. The main exception to this would be Tricare for Military. This is part of the thank you we give to career military personal.

3: Tort reform to return the prudent and reasonable man. A prudent and reasonable man would know coffee is hot by definition.

We should ignore profits Profits allow the company to build reserves and encourage growth. Profits are not evil.